For people who plan the whole month before it starts

Your zero-based budget, drafted for you.

You already assign all of your income before the month starts. Clarity does the drafting: it reads your income, your bills, your debt payments and your goals, and writes the month for you to check. You change what you want, and nothing is saved until you confirm.

Switching

Bring the budget you already have

Paste your current budget to Clarity, or add a screenshot of it. Clarity reads each line for a name and an amount, maps it onto this month’s plan and shows you the result. Nothing is saved until you confirm it. Connect your bank and the plan fills in what’s been spent against your spending lines, bills and debt payments as your bank reports it, so you stop entering transactions by hand.

Your month

The whole month assigned, and you didn’t type it in

The plan lists what’s coming in and every line it goes to: bills, debt payments, your goals and what you set aside for spending. It also carries what Clarity found you could free up, like your active subscriptions, a duplicate charge or a bank fee, as a line of its own. Under it all is one figure, what’s not assigned yet. When it reaches zero, the plan says so.

Your November plan

Drafted from what Clarity already knows. Change any line and it stays yours.

Unassigned

$0.00

All of your expected income is assigned.

    • Expected income$4,900.00
    • Rent$1,350.00
    • Car Insurance$165.00
    • Health Insurance$285.00
    • Internet & Phone$95.00
    • Navient Student Loan payment$260.00
    • Emergency FundSet by you$1,520.00
    • Entertainment$100.00
    • Groceries$353.30
    • Eating out$196.70
    • Other food and drink$0.00
    • General merchandise$200.00
    • Transportation$125.00
    • Travel$250.00
    • Margin found$80.47

      Found inside spending the plan already counts. It is not assigned.

      • Active subscriptions$80.47
Sample data from the demo’s zero-based persona. It isn’t anyone’s real account.

Beyond the budget

A plan that does more than add up

Plan from the AI assistant you already use.

Connect ClarityTrack to ChatGPT or Claude and ask about your month there. The assistant can read your plan, and once you turn on writes in Settings it can draft next month or change a line. It shows you each change first, and ClarityTrack saves only the change it showed.

Your business’s month beside your own.

On the Business plan, your business gets a month of its own, planned from its own deposits and bills and kept apart from yours. Draft your month and the draw you planned in the business shows up as income on your personal plan.

When a line runs over, a choice instead of a guess.

Clarity shows up to four ways to cover it from the plan’s other lines, and you pick one. It won’t take from bills, debt payments or savings unless you ask it to, and the server enforces that, not just the assistant.

Your money stays where it is

The plan assigns dollars on paper. ClarityTrack never moves, sends or spends your money. It reads your accounts and shows you where the month stands.

And the parts you’d expect

  • Groceries apart from eating out.
  • Set-asides for bills that come once a quarter or once a year.
  • The month split by paycheck.
  • Debt payments with your debt-free date beside them.

See a zero-based month first

The demo opens on a sample person whose month is planned down to the last dollar, with nothing unassigned. No signup.