ClarityTrack Help
Answers to common questions about using ClarityTrack. Click any topic below, or just ask Clarity from inside the app.
Signed in? Ask Clarity directly in the chat panel for any of these topics.
Account
Delete your ClarityTrack account
How to permanently delete your account and all data. This is irreversible.
Sign out of ClarityTrack
How to sign out of your ClarityTrack account on web and mobile.
Banks
Connect a bank account
How to connect a bank, credit card, or brokerage account to ClarityTrack via Plaid for automatic transaction tracking.
Disconnect a bank account
How to disconnect a bank account from ClarityTrack and stop transaction sync.
Reconnect a bank after Plaid asks you to sign in again
How to reconnect a bank account in ClarityTrack when Plaid shows a Reconnect badge after your bank password changed or the connection expired.
Tag bank accounts by context
How to assign per-account contexts (personal, business, or anything else) to keep transactions split cleanly when one bank account spans multiple ventures.
Billing
Cancel your ClarityTrack subscription
How to cancel your ClarityTrack subscription from the billing portal.
Manage your ClarityTrack billing
How to open the billing portal to update your payment method, view invoices, switch plans, or cancel.
Switch between monthly and yearly billing
How to switch your ClarityTrack subscription between the $19.95 monthly plan and the $199 yearly plan.
Update your payment method
How to change the card on file for your ClarityTrack subscription.
View and download past invoices
How to find and download past ClarityTrack subscription invoices as PDF.
Budgets
Check your budget status
How to see how much you have spent against each monthly budget in ClarityTrack.
Set a monthly spending budget
How to create or update a monthly spending cap for a category in ClarityTrack.
Delete a spending budget
How to remove a monthly spending budget from ClarityTrack.
Data
Export all your data (full export)
How to download a complete copy of all your ClarityTrack data as a JSON file.
Export your data as CSV
How to download your debts, goals, and journal entries as CSV spreadsheet files from ClarityTrack.
Export your journal as PDF
How to download all your ClarityTrack journal entries as a formatted PDF document.
Debts
Add a debt to ClarityTrack
How to manually add a debt to ClarityTrack with name, balance, APR, and minimum payment.
Choose between avalanche and snowball
How to pick a debt payoff strategy in ClarityTrack and what each one optimizes for.
Log a payment against a debt
How to record a manual payment against a debt in ClarityTrack.
Delete a debt
How to permanently remove a debt from ClarityTrack.
Import debts from a CSV file
How to import multiple debts at once from a CSV spreadsheet into ClarityTrack.
Connect Gmail for email ingestion
How to connect a Gmail account so ClarityTrack can read narrow-scope emails (statements, receipts, payment reminders).
Configure the email domain allowlist
How to choose which sender domains ClarityTrack is allowed to read from when scanning Gmail.
Disconnect Gmail from ClarityTrack
How to disconnect a Gmail account from ClarityTrack and revoke email-reading access.
Getting Started
ClarityTrack free trial
Details of the 30-day free trial that every new ClarityTrack subscription includes.
ClarityTrack pricing
Current ClarityTrack pricing for monthly and yearly subscription plans.
Three steps to a live dashboard
How to go from a brand-new ClarityTrack account to a working dashboard in about 5 minutes.
What is ClarityTrack
A short overview of what ClarityTrack does for personal debt payoff and how the AI assistant Clarity fits in.
Journal
Memory
View what Clarity remembers about you
How to view, edit, pause, or delete the memory rules Clarity uses across your conversations.
Delete a memory
How to permanently remove a memory from Clarity's stored context.
Edit a memory
How to edit, pause, or delete a memory Clarity has stored about you.
Export your memories
How to export all of Clarity's memories about you as a markdown file.
Pause a memory
How to temporarily stop Clarity from using a memory without deleting it.
Plan
Get an AI spending forecast
How to ask Clarity for an AI-powered prediction of your spending next month by category.
Set your monthly payoff target
How to set a monthly target for debt payments in ClarityTrack and use it to stay on track.
Add a financial goal
How to add a financial goal in ClarityTrack and track progress against it over time.
Set a custom payoff priority
How to override the avalanche or snowball order and tell ClarityTrack which debt to pay off first.
Set milestones on a goal
How to add, view, and remove progress milestones on a financial goal in ClarityTrack.
Understanding your projected debt-free date
How ClarityTrack calculates your projected debt-free date and why the real date is usually a few months later.
Edit a financial goal
How to update or delete an existing financial goal in ClarityTrack.
Transactions
Mark a bank transaction as a debt payment
How to flag a Plaid transaction as a payment toward a specific debt so ClarityTrack credits it automatically.
Split a bank transaction
How to divide a single bank charge into multiple labelled portions in ClarityTrack.
View your recent transactions
How to view, filter, and search recent bank transactions in ClarityTrack.
Add a note to a transaction
How to add private notes or a context override to a Plaid bank transaction in ClarityTrack.
Categorize and tag transactions
How to change the category of a bank transaction in ClarityTrack and how the categorization carries forward to similar transactions.
Find a debt payment you forgot to log
How to find a real bank transaction that looks like a debt payment but was not linked to any debt in ClarityTrack.