Log a payment against a debt
To log a payment, tell Clarity - "I paid $400 on my Chase card yesterday" - and confirm the preview. The payment reduces the debt balance and updates your monthly progress.
How to do it
- Tell Clarity the amount, the debt, and (optionally) the date - "log a $400 payment on Chase from yesterday."
- Clarity previews the payment entry.
- Confirm to save. Clarity will often also offer to update the debt's current balance to match.
Common questions
I have a bank connected. Do I still need to log payments manually?
Not always. If your bank account is connected and the payment shows up as a transaction, you can mark that transaction as a payment instead. This auto-logs the payment without you re-entering the amount.
I forgot to log a payment from last month. Can I backdate it?
Yes. Set the payment date to any date in the past. ClarityTrack accepts backdated payments and recalculates progress accordingly.
Why does my "ahead" or "behind" amount change after I log a payment?
When you ask Clarity how you are doing this month, it compares what you have paid this month against your monthly target. Logging a payment moves you closer to (or past) your target for the month.